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Carvoeiro
Lagoa e Carvoeiro | Algarve

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PLP Portugal Luxury Property
PLP Portugal Luxury Property
Presented At
€580,000
Bedrooms
2
Bathrooms
3
Living
1,507
SQM
Cinema
Air Conditioning
Washer Dryer
Laundry Room
Basement
Terrace
Garden
Balcony
Pool
Water View
Sea View
Panoramic / Scenic View
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Carvoeiro, Algarve, Lagoa e Carvoeiro, Algarve, Portugal. , Lagoa e Carvoeiro , Algarve

2 Bedroom Townhouse with Private pool in Vale de Milho

Located in the private, gated condominium of Vale de Milho Village in Carvoeiro, this spacious 2 bedroom townhouse sits on an elevated plot, offering stunning panoramic sea views.

Spread over two floors plus a 97 sqm basement, the property welcomes you with a double-height ceiling that immediately creates a sense of volume and light, giving the entrance and main living area a grand, airy ambiance—ideal for both relaxing and entertaining.

The entrance level features a modern, fully equipped kitchen, a guest bathroom, cleverly concealed storage cupboards, and a generous open-plan living and dining area. Large sliding doors lead out to a spacious, south-facing covered terrace—perfect for al fresco dining, protected from the wind, and designed to maximize outdoor living and sea views.

Upstairs, you’ll find two double en-suite bedrooms with built-in wardrobes. The master bedroom is ideally positioned, allowing you to wake up to panoramic views from the comfort of your bed.

The basement is a standout feature of this property. Benefiting from natural light, and already equipped with water and a sewage connection, washer/drier already installed, it offers fantastic flexibility. It could be transformed into a large laundry room, games room, home cinema, or a private entertainment space—offering a key advantage over other units in the development. Combined with the sea view, this home truly stands apart.

Outside, the private pool is surrounded by a manicured lawn with space for sun loungers, offering a serene spot to unwind.

Additional features include air conditioning throughout, solar panels for hot water, double-glazed windows with electric shutters.

The condominium is secure and gated, with controlled access for owners, guests, and authorized visitors. On-site reception services and beautifully landscaped paths lead through mature gardens to a peaceful lake area.

The property is part of a licensed tourist resort, giving owners the option to join the rental program or keep the home exclusively for personal use—making it a perfect lock-up-and-leave solution.

Nearby, you’ll find the 9-hole Vale de Milho golf course and several picturesque beaches. The vibrant town center of Carvoeiro is just a short drive away, offering a wide selection of restaurants, shops, and outdoor activities.

Experience the Difference with Our Team
We’re a local, multilingual team with deep roots in the area and years of experience in the Algarve property market. Our in-depth local knowledge, personalized service, and genuine passion for helping people set us apart. We’re approachable, motivated, and always go the extra mile to ensure a smooth, successful experience—for every client, every time.

Exterior

Property

Gallery

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Map showing Carvoeiro, Algarve, Lagoa e Carvoeiro, Algarve, Portugal.

Property Location

Carvoeiro, Algarve, Lagoa e Carvoeiro, Algarve, Portugal., Lagoa e Carvoeiro Algarve

Local Weather & Climate

Lagoa e Carvoeiro, Algarve

Current Conditions Updated recently
61 °F
Overcast clouds
Feels Like 57°F
Humidity 1%
Wind 16 mph
Visibility 6.2 mi
Sunrise 7:39 AM
Sunset 5:53 PM
5-Day Forecast
Wed 28 Jan
Rain
High 61°
Low 60°
Thu 29 Jan
Rain
High 62°
Low 59°
Fri 30 Jan
Clouds
High 61°
Low 57°
Sat 31 Jan
Clouds
High 58°
Low 53°
Sun 1 Feb
Clouds
High 60°
Low 59°
Annual Climate Based on last 12 months
58° Avg Low
Jan
74° Avg High
Jul
110 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
29" Annual Rainfall
Semi-Arid climate
Monthly Temperatures
Jan
60°
48°
Feb
63°
51°
Mar
65°
52°
Apr
70°
54°
May
75°
58°
Jun
84°
65°
Jul
88°
67°
Aug
86°
66°
Sep
87°
68°
Oct
78°
60°
Nov
66°
52°
Dec
61°
49°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Lagoa e Carvoeiro?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621
Potential Tax Benefits (Portugal)
€0 Est. First Year Interest Deduction
€0 Est. Annual Tax Savings
*Maximum annual deduction is €296. Property must be permanent residence. Phasing out for higher incomes.

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
  • Tax benefit calculations are simplified estimates based on general assumptions for Portugal. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
  • Tax Year Information: Tax data shown is based on Portugal tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Market Opinion

Our perspective on current market conditions in Lagoa e Carvoeiro. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $58,000,000 20% down ($11,600,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$4,984
$4,984/day
Your home may appreciate while you sleep
$34,983/week $151,594/mo $1,819,133/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$31.9M
vs
OWN 📈 +$45.3M
$45.3M Potential Equity
vs $31.9M lost to rent over 10 years
$11.6M Down Payment Growth
3.9x
10yr
$45.3M
8.1x
20yr
$93.7M
12.6x
30yr
$146.5M
Wealth Comparison
×349
Equivalent to 349 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $146.5M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $68.3M +18%
Market $79.0M +36%
Optimistic $91.1M +57%
$45.3M est. equity
20 Years
Conservative $80.4M +39%
Market $107.6M +85%
Optimistic $143.2M +147%
$93.7M est. equity
30 Years
Conservative $94.7M +63%
Market $146.5M +153%
Optimistic $225.1M +288%
$146.5M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Carvoeiro, Algarve, Lagoa e Carvoeiro, Algarve, Portugal features 2 bedrooms and 3 bathrooms with 1,507 square feet of living space.
This property offers 1,507 square feet of living space.
This property is listed at $58,000,000, which equals $38487 per square foot.
Based on current market indicators, Lagoa e Carvoeiro shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Lagoa e Carvoeiro features a pleasant climate. Average temperatures range from 58°F in winter to 74°F in summer. The area receives approximately 29 inches of precipitation annually. There are about 110 days with rain throughout the year. This climate information can help you plan for seasonal activities and energy costs.
Lagoa e Carvoeiro tends to be warmest in Jul and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a house located in Lagoa e Carvoeiro, Algarve. The property is situated in an established neighborhood with convenient access to local amenities and services.
PLP Portugal Luxury Property

PLP Portugal Luxury Property

PLP Portugal Luxury Property

License #10264

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